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love_brooklyn

#RepYourBlock 2020

Jan 30, 2020 ,,,,,,,,,,,,,,,,,,,,,,,,,,,

With less than a month out from petitioning season  let’s get together in our district to represent our neighborhoods in February! There’s still time to #RepYourBlock Join us for an informal info session on February 2.  Congresswoman Nydia Velazquez and Council Member Carlos Menchaca will be there — come hear from them about why running for […]

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NYC Open House Guide For Sellers (Part 1): 

Jan 28, 2020 ,,,,,,,,,,,

Series: Open House Rules Sellers Need To Know Before They List! Rule 1: Timing When it comes to the open house, how do you know whether your agent is doing it right—from picking the optimal time slot, to advertising in the right places, to showing up prepared? Make sure you ask these qualifying questions of […]

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We’ve Moved!

Jan 28, 2020 ,,,,,,,,

We’ve Moved! Our Main Office Is Located At: 351 Van Brunt Street Brooklyn, NY 11231  

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Buying a Home with 10% Down and No PMI by Victoria Alexander

Jan 25, 2020 ,,,,,,,

A recent NY Times article spoke with our mortgage broker Mark Maimon from Sterling bank about how first time buyers are getting ahead with putting less then 20% down. Some buyers may not have to funds to put more than 10% down but there are some other very sound reasons for choosing to put down less. […]

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NYC Co-ops, Your Buying Power and Your Values Aligned

Jan 24, 2020 ,,,,,,,,,,,,

We have all heard of food co-ops and thing they are good but do we know why? and what actually is  a food co-op? Wikipedia says: “A food cooperative or food co-op is a food distribution outlet organized as a cooperative, rather than a private or public company. Food cooperatives are usually consumer cooperatives, where the decisions regarding the production and distribution […]

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Talented Agents Who Share Our Passion for Brooklyn Wanted!

Jan 21, 2020 ,,,,,,,,,,,,,

During this season we’d like to take a moment and share our appreciation for the Realty Collective team.  Our agents are passionate and creative women and men and we are so grateful to have them!  Would you like to join our team? Are you ready to work in a new environment where you will be encouraged […]

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Guarantors Help New York Renters Secure Apartments

Jan 20, 2020 ,,,,,,,,,,

When applying for an apartment in New York City it’s a pretty standard request of  landlords that all applicants make an annual earning  of  at least 40 times the rent. If the applicant doesn’t meet that requirement then the applicant can submit an application with the help of a Guarantor. All Guarantors are required to […]

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Is My Co-op Maintenance Tax Deductible?

Jan 17, 2020 ,,,,,,,,,,,,,

Can I deduct my co-op maintenance tax? The short answer is YES—a percentage of your monthly maintenance is tax deductible and this percentage is different from unit to unit depending on number of shares owned. With a co-op, the amount of the maintenance that is tax deductible is based on the portion that is used […]

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Shortcut to Calculate Approximate Monthly Mortgage Payments

Jan 14, 2020 ,,,,,,,,

For a while now we have been hosting “Buying into Brooklyn” workshops for first time home buyers with questions. Right by our side has been local loan officer Mark Maimon from Freedom Mortgage and we really can’t say enough nice things about him. He recently shared this shortcut for calculating mortgage payments with us and […]

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Ace Your Brooklyn Co-Op Board Application: Reference Letters by Victoria Alexander

Jan 10, 2020 ,,,,,,,,,,,,,,,,,

Being able to afford a co-op apartment in NYC is only a portion of the purchasing process. No matter how well qualified you are financially before and after buying in a NYC co-op, you still need to prove you are worthy! Part of the typical co-op board application process is presenting the necessary documentation to make […]

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