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Affordable Homeownership in Brooklyn: A Guide to HDFCs for Buyers

Affordable Homeownership in Brooklyn: A Guide to HDFCs for Buyers

Nov 08, 2023 ,,,,,,,,

In New York City, affordable housing is often associated with rentals. Still, an alternative for those looking to own a home without breaking the bank is limited equity housing co-ops, specifically Housing Development Fund Corporations (HDFCs). These co-ops are tailored for lower-income individuals and families, offering below-market prices and strict income caps. What Are HDFCs? […]

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Navigating Home Loans and Renovation Financing in NYC: A Comprehensive Guide

Nov 08, 2023 ,,,,,,,,

If you’re considering buying a property in New York City, you may have noticed that fully updated apartments are often priced higher and are in high demand, getting snatched up swiftly. Especially in today’s market, pandemic-induced supply chain issues have further boosted the appeal of move-in ready apartments due to delays in renovation materials and […]

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Contingent Offers vs. All Cash Offers: Which is Better?

Sep 05, 2023 ,,,,,,,,

In the competitive New York City real estate market, sellers often assume that all-cash offers are the safest choice. However, there are situations where mortgage contingent offers may be less risky and even more attractive in the long run. As cash offers surge in popularity, it’s essential for sellers to carefully review potential buyers’ financials […]

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6 Reasons the Building You Want to Buy in Might Not Be Approved by Your Bank

Jan 19, 2023 ,,,,

Did you know even if you are a well-qualified owner with a good credit score and money in the bank, your mortgage applications can be denied or delayed because of issues with the building?  In this article, we are going to tell you 6 ways your mortgage applications can be affected by your building, including […]

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How Much of a Monthly Home Payment Can I Afford?

Nov 08, 2022 ,,,,,,,,

We all know that housing prices have risen significantly over the past few years. And many of us have taken on higher monthly payments already. If you’re thinking of moving soon, it can be tricky to decide just how much you can comfortably afford. And that’s true whether you’re renting or buying a home. Hint: […]

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What Are Some Difference Between Rent vs Buy

Oct 08, 2019 ,,,,,,,,,,,,,,,,,,,,,,,,,

Hello all! It’s Financial Planning Week and we’ve prepared a five-part series of topics that we believe our readers will enjoy. Our second topic is geared to our Buyers and the major differences that exist between renting vs buying and how one might be a better option for over the other. Check out this article […]

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Back to School House Hunting

Aug 27, 2019 ,,,,,,,,,,,,,,,,,,,,,,,,,

We have moved out of the busy spring open house season and the market is slowing down in all areas.  There are a few reasons buyers are out in droves during the spring, including the weather being so nice and everyone seemingly coming out of hibernation. One big reason is that families want to purchase […]

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Kitchen Upgrades on a Budget

Jul 31, 2019 ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,

It’s the last day of July and the last day of National Culinary Arts Month! We’d like to take this opportunity to share a couple of articles with you about making your cooking space worthy of creating delectable dishes. A renovated kitchen is usually at the top of a buyer’s and renter’s wish list but […]

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Money Saving Tips on Lucky Penny Day!

May 23, 2019 ,,,,,,,,,,,,,,,,,,,,,,,,,,

Today is Lucky Penny Day, which is a perfect opportunity to talk about saving for a down payment and other important financial steps to take if you’d like to purchase a home. For advice on interests rates and other expertise in the area of mortgages, our friend Mark Maimon of Freedom Mortgage has posted several […]

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Open House Season Tips for Buyers and Sellers

May 06, 2019 ,,,,,,,,,,,,,,,,,,,,,,,,,,

You may have noticed a lot more homes on the market and “open house” signs posted in front of buildings as we are officially in the spring home buying and selling season. Not only is the weather getting warmer, which brings in more traffic to an open house, but serious buyers with children often want […]

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