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The Average Condo Common Charges in NYC Are Increasing. Why?

Apr 18, 2023 ,,,,,,,,,

Buying a condo in Brooklyn is an exciting time as the area keeps growing in popularity. We have said time and time again to expect the unexpected fees when you are buying in New York City. Realty Collective is here to give you the rundown on the average condo common charges in NYC that could […]

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Mortgage Recording Tax: What Is It?

Apr 18, 2023 ,,,,,,,,

When deciding to purchase a co-op, condo, or home in Brooklyn, New York, you can be guaranteed additional fees and taxes will add up. Some of the fees that can be included in your closing cost are the mansion tax, transfer tax, title insurance, and linen tax (for co-ops). You can also be guaranteed a […]

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Understanding Debt-to-Income Ratio for Co-ops in Brooklyn

Apr 18, 2023 ,,,,,,

Before searching for “what Brooklyn neighborhood I should live in,” you may want to consider your debt-to-income ratio or DTI. Buying into a co-op can be great and challenging all at the same time. We did a little research ourselves, so you have an idea of what the debt-to-income ratio for co-ops in Brooklyn looks […]

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How to Read and Understand a Real Estate Deal Sheet

Mar 22, 2023 ,,,,,,,,,

Finding the right apartment or home, especially in Brooklyn, a top location in the NYC real estate market, is an exciting next step in your real estate journey. Once you have made an offer, the seller’s attorney or listing agent will give you a deal sheet or transaction sheet.  A deal sheet is a document […]

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There are More Single Women Homeowners Than Single Men

Mar 21, 2023 ,,,,,,,,

Happy Women’s History Month! At Realty Collective we find it important to highlight local women owned businesses in Brooklyn. We have a whole blog category dedicated to it. Female owned businesses are an important part of our community and without them we wouldn’t be here, literally, Realty Collective is co-owned by Victoria Alexander, a real […]

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How will the Recent Bank Collapses Affect Your Mortgage Interest Rate?

Mar 21, 2023 ,,,,,,,,

Silicon Valley Bank made national news last week with its collapse, prompting the Federal Reserve, Federal Deposit Insurance Corp. and Treasury Department to create an emergency program to backstop all deposits using the Fed’s emergency lending authority. Silicon Valley Bank became the second largest bank failure in U.S. history, and the largest since the 2008 […]

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To Ban or Not To Ban E-Bike Battery Storage

Mar 21, 2023 ,,,,,,,,,

This year alone, there have been more than 30 fires all around New York City due to faulty e-bike batteries, leaving landlords & management companies unsure on how to mitigate the potential risk. NYC lawmakers, too, are concerned about the safety of tenants across the five boroughs, banning the sale of non-certified batteries to reduce […]

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5 Creative Solutions To Reduce Your Brooklyn Closing Costs When Buying A Home

Feb 22, 2023 ,,,,,,,

Buying your dream home in the Brooklyn real estate market can be difficult due to increasing interest rates. In addition to that are co-ops, which typically require ample cash reserves on top of the down payment. Depending on the type of property you want to buy, whether apartment or townhome, the closing cost can be […]

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Top New York City Interior Design Trends In 2023 For Apartments and Townhomes

Feb 21, 2023 ,,,,,,,,,

New York City is known for its unique and ever-changing interior design trends. As we move through 2023, NYC apartment and townhome owners can stay ahead of the game and keep their homes chic by incorporating some of the top interior design trends. This guide will provide an overview of New York City apartment designs […]

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Who is Responsible for Snow Removal in NYC, Tenants or Landlords?

Feb 21, 2023 ,,,,,,,,,

Close your eyes and think about that one window in your dream New York City home with the fantastic view and the winter snow falling. Peaceful, isn’t it? After the snow has fallen, your first thought might be, “who will clean up this snow? I need to get to work. Do I clean up the […]

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