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What is a REBNY Financial Statement and Why is it Important?

What is a REBNY Financial Statement and Why is it Important?

Sep 05, 2023 ,,,,,,,,,

When buying a co-op apartment in NYC, the REBNY Financial Statement is a crucial document that sellers and listing agents use to assess the financial strength of potential buyers. This ‘balance sheet’ summarizes a buyer’s assets, liabilities, monthly income, and projected expenses. It helps determine if the buyer meets the co-op’s strict financial requirements during […]

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Your Base Guide to Rental Flood Disclosure Addendums

Sep 05, 2023 ,,,,,,,,,

Suppose you’ve recently signed a lease in New York City. You may have noticed a new document or addendum regarding rental flood disclosure in that case. Thanks to a law signed by Governor Kathy Hochul last year, landlords must now provide this information to renters for all leases and renewals signed after June 21st. This […]

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5 Tips for Dealing with Your Neighbors’ Odors in Your Apartment

Sep 05, 2023 ,,,,,,,,

Unwanted odors from neighboring apartments can be an irritating problem for many apartment dwellers. Whether it’s cigarette smoke, incense, or cooking smells, finding ways to block out these odors can significantly improve your living environment. While it’s challenging to eliminate such odors completely, there are several steps you can take to mitigate the issue and […]

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Unlocking the Secrets to Finding the Right Neighborhoods in Brooklyn

Sep 05, 2023 ,,,,,,,,,,

When it comes to buying a property, the significance of the neighborhood cannot be underestimated. Choosing the right area goes beyond just finding a house; it profoundly impacts your quality of life, property value, and overall satisfaction with your investment. Conducting thorough research on the neighborhoods in Brooklyn is essential to ensure a successful home […]

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NYC Sellers: Making a Move Out Plan

Jul 31, 2023 ,,,,,,,,

Imagine this: you went through the whole process of renovating your home, listing it, finding the right buyers, and moving through the deal process. Closing day approaches faster than you expected, and all of a sudden you realize, Holy cow! I have to move! That’s why we tell all of our sellers to create a […]

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Understanding Mortgage Rate Locks

Jul 06, 2023 ,,,,,,

When it comes to getting a mortgage loan, one important term you should be familiar with is “rate lock” or “lock-in.” A rate lock means that your interest rate remains fixed from the time you receive the offer until the closing of your loan as long as you meet certain conditions. There are no changes […]

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Understanding Land Lease Buildings in NYC: Risks, Opportunities, and Due Diligence

Jul 06, 2023 ,,,,,

Land lease buildings in New York City offer unique opportunities for savvy buyers, as they typically trade at a discounted price due to the uncertainties associated with lease renewals. Understanding the implications when a land lease expires is crucial for buyers, and working with an experienced buyer’s agent can provide valuable insights into this matter. […]

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Effective Tile and Grout Cleaning: Tips and Techniques

Jul 06, 2023 ,,,,,,

Cleaning tile and grout in your home can be challenging, as the best approach will depend on various factors, such as the type of stain and grout material. However, with proper identification and targeted cleaning methods, you can effectively restore the cleanliness of your bathroom walls without causing any damage. In cleaning tile and grout, […]

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Streamlining Real Estate Closings in New York State

Jul 06, 2023 ,,,,,,,

Real estate transactions in certain parts of New York State often encounter hurdles that impede smooth closings. Unlike many other states where real estate agents take the lead in handling transactions, negotiations in New York are primarily managed by attorneys who prepare contracts. This difference in approach often elongates the closing process, which typically lasts […]

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The Top 9 Insurance Insights for Homebuyers

Jun 16, 2023 ,,,,,,,,,

One of the most overlooked aspects of the buying process is the acquisition of homeowners insurance. Like any type of insurance, it’s important to protect your home from all sorts of unpredictable occurrences – and most times, if you don’t, you’ll end up learning the hard way why you should have.  But aside from common […]

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