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love_brooklyn

Getting Ready To Buy A House Checklist: Top 8 Considerations

Jun 06, 2023 ,,,,,,

Are you trying to answer the question, “Am I ready to buy a house?” Buying a house is an important milestone with its fair share of challenges and rewards. Determining the right time to make such a significant investment requires careful consideration. Although there isn’t a definitive answer, several factors can help you gauge your […]

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Exploring the Advantages of Adjustable Rate Mortgages: Flexibility and Financial Benefits

Jun 06, 2023 ,,,,,,,,

First, let’s answer the question, “What are Adjustable-Rate Mortgages?”. An ARM is an alternative option to the traditional fixed-rate mortgage. Unlike fixed-rate mortgages, they provide borrowers with the flexibility of a fixed interest rate for a specific number of years, after which the rate and monthly payment can fluctuate. ARM loans are commonly structured in […]

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Considering Renting vs. Owning: Exploring the Advantages and Financial Considerations

Jun 06, 2023 ,,,,,,

For many Americans, the decision between renting vs. owning a home may seem daunting, with doubts about their ability to cover the costs. However, it’s important to note that renting vs. owning each has advantages. Before you make a decision, take a moment to consider the following points. Advantages of Renting Renting a house or […]

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How To Find Furniture For An Apartment On A Budget

May 10, 2023 ,,,,,,,,,

Did you find the perfect apartment in Brooklyn but realize you didn’t save to furnish your new place? That is not a problem. There are many ways to furnish your apartment, especially in Brooklyn, NY.  Below are ways you can find furniture for an apartment on a budget.  (PS Tina Fallon guest wrote a blog […]

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5 Ways to Improve Your Mental Health at Home

May 01, 2023 ,,,,,,,

May is Mental Health Awareness month, meaning it’s a great time to make your mental health a priority (it always should be but, you know, life). One of the biggest factors affecting your mental health is your living space – without a comfortable and safe place to hang your hat, it’s tough to maintain a […]

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5 Tips for Growing Your Own Balcony Garden

Apr 21, 2023 ,,,,,,,,,,

Living in Brooklyn, it’s considered a miracle if you get any shared outdoor space or a communal rooftop. It’s even more rare to have a private balcony or terrace, which means if you have one of those, it would be a sin not to take advantage of it. And no, fire escapes don’t count since […]

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Top 6 Suggestions For Hiring Movers When Moving In Brooklyn

Apr 18, 2023 ,,,,,,,,,,

Are you moving to Brooklyn, NY? Or maybe you’re already in Brooklyn but have found a new place. Packing and hauling all your belongings can be stressful, which is why many people who move and live in the big apple hire movers. We put together a few suggestions to keep in mind when hiring movers […]

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The Average Condo Common Charges in NYC Are Increasing. Why?

Apr 18, 2023 ,,,,,,,,,

Buying a condo in Brooklyn is an exciting time as the area keeps growing in popularity. We have said time and time again to expect the unexpected fees when you are buying in New York City. Realty Collective is here to give you the rundown on the average condo common charges in NYC that could […]

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Mortgage Recording Tax: What Is It?

Apr 18, 2023 ,,,,,,,,

When deciding to purchase a co-op, condo, or home in Brooklyn, New York, you can be guaranteed additional fees and taxes will add up. Some of the fees that can be included in your closing cost are the mansion tax, transfer tax, title insurance, and linen tax (for co-ops). You can also be guaranteed a […]

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Understanding Debt-to-Income Ratio for Co-ops in Brooklyn

Apr 18, 2023 ,,,,,,

Before searching for “what Brooklyn neighborhood I should live in,” you may want to consider your debt-to-income ratio or DTI. Buying into a co-op can be great and challenging all at the same time. We did a little research ourselves, so you have an idea of what the debt-to-income ratio for co-ops in Brooklyn looks […]

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