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Understanding Mortgage Rate Locks

Understanding Mortgage Rate Locks

Jul 06, 2023 ,,,,,,

When it comes to getting a mortgage loan, one important term you should be familiar with is “rate lock” or “lock-in.” A rate lock means that your interest rate remains fixed from the time you receive the offer until the closing of your loan as long as you meet certain conditions. There are no changes […]

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Mortgage Obstacles and Options for Minorities by Victoria Alexander

Feb 04, 2020 ,,,,,

I recently read an article on DNA Info that stated 10% of Blacks homeowners in Queens, specifically Jamaica, are underwater on their mortgages. A policy analyst at the Center for New York City Neighborhoods by the name of Leo Goldberg was quoted saying, “for home-owners who bought in the early 2000’s, white home values have […]

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