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Affordable Homeownership in Brooklyn: A Guide to HDFCs for Buyers

In New York City, affordable housing is often associated with rentals. Still, an alternative for those looking to own a home without breaking the bank is limited equity housing co-ops, specifically Housing Development Fund Corporations (HDFCs). These co-ops are tailored for lower-income individuals and families, offering below-market prices and strict income caps. What Are HDFCs? […]

The Most Common Loan Programs Explained by a Mortgage Expert

If you are thinking of purchasing a home and need to secure a loan you may want to brush up on the different types and which one is best for you at this time. Our good friend and mortgage expert, Mark Maimon of Freedom Mortgage, has made it easy to figure out and analyze each with the […]

Pre-Qualified vs Pre-Approval – What’s the Difference? by Tommi Edwards

  You’ve been thinking about buying a house. You go to check the mail one day and notice that there is a letter from a bank stating that you’ve been pre-qualified for a mortgage up to $300,000. Now, you feel more ready than ever.  But hold it right there…. While a pre-qualification may give you […]

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